Business Travel

Travel insurance protects business travellers against unforeseen costs like:

• Hospital bills payable in foreign currencies
• Costs incurred due to unexpected cancellation of trips
• Lost luggage
• Delayed flights

TIC has a range of travel insurance options for companies with staff travelling internationally or locally, for both short trips and extended periods.

The business travel products include important benefits like:

• Emergency Medical and Related Expenses
• Hospitalisation Cover for Pre-existing Illnesses
• Cover for Lost or Stolen Luggage

What if:

• You need to cancel or postpone a trip due to unexpected illness or accident?
• You incur cancellation or curtailment costs?
• You’re hospitalised during a trip and need a replacement staff member to attend to your business commitments?

TIC’s business travel policies provide cover for all of this, ensuring that you travel with complete peace of mind.

Choose a product that best suits your business travel needs:

• Choose Business Administrative for:
  • Regular business trips
  • Trips where no manual labour is done
  • Travellers under the age of 75
• Choose Business Industrial for:
  • Regular business trips
  • Trips where manual labour is done
  • Travellers under the age of 69
• Choose Annual Declaration Policy if your company:
  • Regulary sends staff on business trips
  • Wants cover for all staff sub-contractors or guests who travel for the company
  • Does not want to get quotes or make payments for every trip
  • Wants cost-effective rates
  • Wants higher levels of cover
  • Wants no excesses payable on claims
  • Has travellers under the age of 69