Business Travel

Travel insurance protects business travellers against unforeseen costs like:

  • Hospital bills payable in foreign currencies
  • Costs incurred due to unexpected cancellation of trips
  • Lost luggage
  • Delayed flights

Having insured South African travellers for over 25 years, TIC has a range of travel insurance options for companies with staff travelling internationally or locally, for both short trips and extended periods.

The business travel products include important benefits like:

  • Emergency Medical and Related Expenses
  • Hospitalisation Cover for Pre-existing Illnesses
  • Cover for Lost or Stolen Luggage

What if:

  • You need to cancel or postpone a trip due to unexpected illness or accident?
  • You incur cancellation or curtailment costs?
  • You’re hospitalised during a trip and need a replacement staff member to attend to your business commitments?

TIC’s business travel policies provide cover for all of this, ensuring that you travel with complete peace of mind.

Choose a product that best suits your business travel needs:

  • Choose Business Administrative for:
    • Regular business trips
    • Trips where no manual labour is done
    • Travellers under the age of 75
  • Choose Business Industrial for:
    • Regular business trips
    • Trips where manual labour is done
    • Travellers under the age of 69
  • Choose Annual Declaration Policy if your company:
    • Regulary sends staff on business trips
    • Wants cover for all staff sub-contractors or guests who travel for the company
    • Does not want to get quotes or make payments for every trip
    • Wants cost-effective rates
    • Wants higher levels of cover
    • Wants no excesses payable on claims
    • Has travellers under the age of 69
*This information is a summary of TIC products. Please refer to the master policy wording for full details. Speak to us about important exclusions like motor cycling, hazardous pursuits, sports extensions, pregnancy after 26 weeks, manual labour, etc.


Travel Insurance Consultants (Pty) Ltd
The Pavilion The Wanderers Office Park 52 Corlett Drive Illovo Johannesburg
P O Box 3337 Cramerview 2060 South Africa
T +27 (0)11 521 4000
F +27 (0)11 521 4401