Free is great but don't assume it is comprehensive or adequate for your needs.
TIC encourages you to read the policy wording of the insurance product you are covered by to determine
whether you may need additional cover.
Not all medical aids in South Africa have an international travel extension and, if they do, they cover
costs at South African medical aid tariffs. Travellers could therefore incur costs in EU, USD or GBP, but
will only be covered according to the South African medical tariffs.
Medical aid would also typically not pay for the repatriation of mortal remains and non-medical benefits such as cancellation
and curtailment, luggage cover and personal accident and personal liability cover.
In cases where medical aid cover is limited encompassing only medical cover, TIC offers a more comprehensive travel
insurance package.