Reality International Travel Cover

At all times, as a Reality member, your well-being is a priority. This is especially the case when our members need to travel outside of the borders of South Africa, as hospitalisation costs for medical treatment in foreign countries can leave you financially crippled. As a Reality member, you and your beneficiaries, will have access to the travel Insurance benefits through TIC, from 01 January 2017.

Complete the details below, under "Issue your Certificate" to obtain your own travel insurance policy. You will be issued with your Schedule of Insurance that details the benefits and limits available to you, a Visa letter and your policy wording. If anything is unclear, please contact the Travel Insurance Help Desk on 011 521 4500.


Which Reality Options qualify for Travel Insurance?

The Reality travel insurance products are available to international travellers who are valid, paid up members of Reality and who are not older than 70 years of age.
  • Who can be covered under this policy?
    • the principal member
    • a dependent noted with Reality

What is NOT covered automatically on the Travel Insurance?

  • Pregnancy or childbirth from the 1st day of the 26th week of pregnancy
  • A child born whilst on the journey
  • Treatment that the medical advisors are aware will arise during the International Journey or where a medical advisor has advised against travel
  • Vascular, cardiovascular or cerebrovascular conditions if the member is over the age of 69 years
  • Investigatory treatment that is not specified by a medical practitioner appointed by the Insurer as immediately necessary
  • Elective surgery, procedures or medical appointments

Why do I need this?

Travelling is very exciting but it can be stressful too. Due to the increasing exchange rate of the Rand against many foreign currencies, travelling without travel insurance has the potential to leave you financially crippled. Hospital costs for a serious injury or unexpected and unforeseen illness can run into millions of Rands!

What do I get?

The most important benefit on your travel insurance policy is your emergency medical cover. This covers your medical costs in the event of injury or illness whilst travelling outside the borders of South Africa.
  • You can top up cover to increase existing benefits, or add new benefits that are not offered on your free cover, such as:
    • Emergency In-hospital Medical and Related Expenses for Pre-existing medical conditions
    • Death and disability cover
    • Personal liability cover
    • Luggage cover
    • Various other inconvenience benefits

Issue your certificate

Age group of all travellers at date of return
Number of travellers
Departure date
Returning on
  Travel days: 1 day(s)
Area of travel
Country of Residence
Main member medical aid number